Loan Programs
At Sherwood we work with dozens of lenders, most of whom you cannot access on your own. We work directly with the wholesale divisions of the major banks so we can provide you with all sorts of specialized programs that your banker can't!
We work diligently with our lending partners to customize your loan to your needs and your situation.
We have every loan program for even the most challenging situations:
- No Income Verification Loans (NIV)
- No Income/No Asset (No Doc) Loans
- All types of Interest Only Loans (Low payments, 100% tax deductible!)
- Negative Amortization Loans (Lowest payment possible!)
- Flexible Payment Option Loans (You make the call!)
- No Credit Score Whatsoever
- Second Mortgages
- No Cost Home Equity Lines
- Fixed Rate Loans
- 3, 5, 7 and 10 year Low Fixed Rate ARMs and Balloons
- A Wide Variety of Adjustable Rate Mortgages (ARM's)
- 40 and 50 Year Amortizations
- Investment/Income Property Loans
- Loans for 2, 3 & 4 Units
- Home Improvement Loans
- Commercial and Apartment Loans
Here are some of the specialty programs we offer:
- Lending in all 50 states
- No Income Verification loans
- No Doc Loans
- Super Jumbo Loans (to $20m)
- Super Fast Money Loans
- Hard Money Loans
- Cross Collateralization
- Reverse Mortgages
- Stand Alone Second Mortgages
- Manufactured Homes
- First Time Homebuyers Assistance Programs
- Bridge loans
- Fund into LLC/Corporation
- Rehab Loans
- Construction Loans
- Commercial Loans
- Buydown Programs
- Mixed Use/Special Purpose
- Loans to Foreign Entities